The following information is usually required during the loan process:
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Your Social Security number
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Latest 30 days pay stubs showing YTD totals
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W2's and complete tax returns for the most recent two years
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Self employed, most recent business tax returns for the past 2 years and YTD P&L
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Bank statements for the past two months (all pages)
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Investment account statements for the past two months (all pages)
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Retirement account statements for the past two months (all pages)
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Personal loan account information
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If using alimony/child support income, copy of divorce decree, financial stipulation and proof of income for three consecutive months
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Bankruptcy discharge and schedule of debts (if applicable)
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For property being purchased, purchase and sale agreement
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Name and phone number of homeowners insurance agent or property management company for condos
If you currently own Real Estate:
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Mortgage account statement
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Home insurance policy information
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Home equity account information (if applicable)
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